What are your goals, Grace?
Pick everything you're working toward — as many as you like
Grace B., 23
Tuscaloosa, AL · PNC Checking + Savings
Here's where you're at, Grace
Based on 90 days of PNC activity · Tuscaloosa, AL · March 1
Budget Status
Your income is $2,840/mo and you're spending $2,410 — about 85%. Needs are healthy, but wants are running over at 40% when the target is 30%.
Overdraft Risk
You came within $80 of overdrafting twice this month. No protection is currently active on your account.
Emergency Fund
You have $2,050 saved — 48% of your $4,260 goal (3× monthly expenses). A solid start, keep going.
Your Wants are 10% over target (~$284/mo extra). Routing that overspend to savings instead gets you to your car goal 3 months sooner — September 2026 instead of December 2026.
Redirecting your excess Wants spending (~$284/mo) to savings changes everything — your car goal moves from December 2026 to September 2026.
Here's how to get there
Tap "Enact" to apply suggestions automatically
Auto-Save to Emergency Fund
You're 48% there. Set a monthly contribution to complete your safety net.
Auto-Save to Car Fund
Monthly transfer on your chosen date. Adjust dining & shopping to reach your goal sooner.
Enable Overdraft Shield
Set a $200 low-balance alert and link savings as backup — stops $35 fees before they happen.
Car Financing 101
APR, loan terms, and down payments — know what you're signing before you sign it
How to Build Credit
Improving your score 40 pts could save $800+ in car loan interest alone
What is Investing?
The difference between saving and investing — and when to start both at once
March Recap 🎁